Credit Cards

Cards with real control and real rewards

Rewards, cashback, and travel cards with real-time controls and zero foreign transaction fees. Every card includes integrated rewards, mobile wallet support, and instant alerts.

person using laptop computer holding card
0%Intro APR for 15 months on cashback card
Overview

Your card should work for you

Modern Bank offers rewards, cashback, and travel credit cards with real-time controls, no foreign transaction fees, and integrated rewards. Freeze your card, set spending limits, and redeem rewards directly into your Modern Bank account.

  • Zero foreign transaction fees. Spend abroad with no surcharge, on every card.
  • Real-time controls. Freeze, unfreeze, and set spending limits in the app instantly.
  • Mobile wallet ready. Add your card to Apple Pay, Google Pay, or Samsung Wallet in one tap.
  • Instant alerts. Real-time notifications for every transaction, with one-tap dispute.
Card types

Find the card that matches your spending

Every card includes the same controls and the same zero foreign transaction fees.

Rewards Cards

Earn points on every purchase and redeem for travel, gift cards, or cash back.

Cashback Cards

Unlimited 2% cashback on every purchase with no annual fee.

Travel Cards

No foreign transaction fees, airport lounge access, and flexible points transfers.

Business Cards

Earn rewards on business spend with employee cards and real-time controls.

Find the right card in two minutes

Answer a few questions and we will match you with the card that fits your spending. No impact on your credit score.