Commercial Banking

Commercial solutions for established enterprises

Treasury management, trade finance, and lending for established enterprises and growing mid-market firms. The depth of a commercial bank with the attention of a local partner.

laptop computer on glass-top table showing analytical dashboard
$5M+Relationship manager threshold
Overview

Commercial depth with personal attention

For established enterprises and growing mid-market companies, Modern Bank offers the depth of a commercial bank with the attention of a local partner. Treasury, trade, and lending under one roof, with a dedicated relationship manager who knows your industry.

  • Dedicated relationship managers. One team that understands your operations, industry, and growth plan.
  • Tailored financing. Revolving credit, term loans, and equipment financing sized to your business.
  • International payments. Pay suppliers and receive funds in over 70 countries with competitive FX.
  • Same-day settlement. ACH, wires, and internal transfers settle the same business day.
Commercial tools

Built for finance teams that move fast

Automate the routine, control the complex, and give your team a clear view of cash.

Treasury Management

Cash positioning, liquidity sweeps, and payment automation in one portal.

Trade Finance

Letters of credit, guarantees, and supply chain financing for global trade.

Commercial Lending

Revolving credit, term loans, and acquisition financing sized to your balance sheet.

Foreign Exchange

Competitive FX rates, hedging, and same-day international payments.

Talk to a commercial banker today

Our relationship managers serve companies with $5M+ in annual revenue. Start with a short discovery call.